As per GMA News , Viber Rakuten Philippines announced the possible launch date of their newly digital wallet in the Philippines on Tuesday, February 18, 2025 during the held media briefing at Bonifacio Global City, Taguig City. Rakuten Viber will be the first social messaging app in the Philippines to offer a fintech solution. The Viber CEO Ofir Eyal, said on Tuesday that they intend for its e-wallet service to integrate with their messaging app to lessen the hassle or the “friction”, between the payment platforms and messaging apps when making purchases or doing a remittance. Viber Pay, as named on the e-wallet that will be embedded in the Rakuten Viber App, will help to make dynamic and smooth payment transactions between the customers and businesses in the app. It will also simplify the money transaction of the users between the other users, as all of their transactions, references, and traces will just be within the single app. Users will not go to other e-wallets, banks, and oth...

Financial security is what we always aimed for. This is the reason why we wake up every day, why we go to work and do job tasks hardly, and why we fight for our kids future. The financial security will give us an assurance to live without worrying about bills to pay and money to spend for needs. Do we have this mindset? To become financially stress-free in the future before our aged stage.Though most of us are living from paycheck to paycheck, we have goals in life to leave this behind. We have dreams to fulfill. Maybe the reason why you are still in the rat race is that you have no financial plan yet; you have not yet started to build your dreams, or you don't know how to start with it.  You have dropped in on this blog because you have a real goal to become successful in life and become financially secure. Let us explain to you, "Why do you need to join a financial organization or institution like a card bank?"Before we discuss anything about this bank institution, we ...

Website traffic fills in as a critical measurement for surveying the general wellbeing and progress of your web-based presence. It straightforwardly influences different parts of your site's presentation, from brand attention to income age, and illuminates your methodologies for development and improvement. Expanding site traffic rapidly requires a multi-pronged methodology. Here are a few techniques to consider: Quality Content Create valuable, engaging, and relevant content that addresses your target audience's needs and interests. High-quality content is more likely to be shared and linked to by others. Search Engine Optimization (SEO) Optimize your content for relevant keywords to improve its visibility in search engine results. This includes optimizing meta tags, headings, and images. Social Media Share your content on social media platforms to reach a wider audience. Use appropriate hashtags, engaging visuals, and post at optimal times for your target audience. Guest Blog...

T he giant highland banana ( Musa ingens ) are the largest Banana in the world  recorded by Guinness World Records with 15M tall and 0.94M wide dimensions. Giant highland banana is growing in montane forest of New Guinea. It can hold about 300 oblong and at 18cm long each fruits that are edible when cooked. Sources | Guinness World of Record / Wikipedia

The pandemic has provided us with an opportunity to explore new activities, and many families have been spending more time on house beautification and urban gardening. List of Contents I. Three important things to know for beginners who want to plant cacti at home II. How to produce a cactus? One popular choice for house decoration is the beautiful and spiny cactus. Growing and caring for these succulent plants can be a rewarding experience. The name "cactus" is derived from the Ancient Greek word "Kaktos," which means "spiny plant." Cacti are adapted to survive in dry environments like deserts, as they have water storage in their stalks, bodies, and roots. Here are three important things to know for beginners who want to plant cacti at home: Choose or create the best garden soil: Cacti thrive in fertile soil, particularly sandy loam or sandy clay loam with organic matter. The soil should have good drainage and not retain too muc...

The Department of Agriculture, on behalf of the Agricultural Credit Policy Council, has announced its newest loan program called Kapital Access for Young Agripreneurs (KAYA), which was launched on January 24, 2020, at Pampanga State Agricultural University (PSAU). This program aims to provide financing for the capital needs of proposed projects by young entrepreneurs and agri-fisheries graduates. It specifically targets millennials and encourages their engagement in agricultural business, particularly young entrepreneurs, agriculturists, and agri-fisheries graduates. Despite the COVID-19 pandemic, the Department of Agriculture - ACPC officially launched its first digitalized financing program in collaboration with PayMaya Philippines, Inc. on July 6, 2020. With the KAYA CASH CARD powered by PayMaya, approved loan capitals will be swiftly credited to the proponents' accounts. Borrowers can access loans of up to 500,000 pesos with zero-interest and no collateral, which can ...

There are different types of abnormal or unusual eggs that poultry raisers may come across. Some of these abnormalities include eggs with no shell, soft shells, thin egg shells, double yolks, no yolks, abnormal color pigmentation, eggs within eggs, lash eggs, and many more. Each abnormality has its own reasons and causes for forming. In our case, we have one chicken named Kaber that consistently lays eggs with rough and thin egg shells. As for the egg shown in the picture, it was laid by another hen, and we cannot determine the specific abnormality of its shape. (A) Oddly shaped egg (B) Normal egg The main reasons for the formation of oddly shaped eggs, as well as soft and thin eggs, are stress and a lack of calcium in the hen's diet. When hens are under stress, the secretions from the shell gland cells become acidic, which can lead to cell damage or destruction, resulting in misshapen eggs that may not be fully formed. During the egg formation process in the shell gland, whic...

A Blind Snake (Indotyphlops braminus) commonly known as Brahminy Blind Snake is often mistaken for earthworm because of this habit, appearance and size. According to Wikipedia, the adult measure 2-6 inches long, making it the smallest snake creation. This snake is known as nonvenomous snake creation which mean it's harmless to human. If you will see them in your house don't be scared, they are mostly stayed in the area of our house with slightly cool temperature.  I found this blind snake under the ground nearby our house Blind snakes mostly like as earthworms they are burrowing animals too. They consumed termites, ants, and other soft-bodied arthropods which all found in their habitat (the soil). This kind of small animals could help to control the population of other living organisms under the soil. Which they serves as the predator of small insects and arthropods under the soil habitat. sources:    • https://en.m.wikipedia.org/wiki/Indotyphlops_braminus...

Young pigs require iron to help protect their bodies against potential illnesses. Pigs are born with approximately 40-50mg of iron reserves in their bodies, which can last for only four days. Therefore, supplemental iron should be given to young pigs as early as possible, preferably on their 3rd day after birth. An injection of 100mg/1ml of iron content should be administered to support their iron needs and prevent anemia, which can occur after 10-15 days. To improve the survival rate, another dose of iron should be given to the young pig on its 10th or 14th day after birth. A deficiency of iron, an essential mineral for piglets, can lead to anemia (a low level of hemoglobin in the red blood cells). Anemia can result in difficulty breathing for animals due to reduced oxygen transportation in the body, making the animal more susceptible to diseases. Here is the proper way to inject iron into piglets: Prepare a bottle of iron, a syringe, cotton, and alcohol. Fill the syringe with 1ml ...

A TI Bicol had distributed starter kits to more than one hundred Indigenous People (IPs) of the Agta Tribe at Ocampo, Camarines Sur in their support to the Department of Agriculture Plant, Plant, Plant Program. Department of Agriculture will never stop by the Virus (COVID-19) to help communities who need their support.  ATI Bicol at Ocampo, Camarines Sur | ATI BICOL Facebook page "(In) coordinated by CARE-CD, an NGO, and the Center shall also improve the barangay communal garden in partnership with Barangay Chairman Eric Nape of Villaflorida, Ocampo, Camarines Sur." - ATI Bicol FB page

T he DA-Bureau of Plant Industry makes close door service to all individuals or groups who have interest for planting. An easy way to request free seeds has been launched online using a Google Form. This is the newly strategy of DA-BPI to ensure the food sustainability and food security in every household during the COVID-19 pandemic.  Photo by Bureau of Plant Industry | Facebook Page DA chief said “Home gardening is a productive family activity during this quarantine period" The parent of every household must teach their children with new skills for them to learn an additional knowledge and ideas, especially in farming. This project of Department of Agriculture (DA) will serves as starter kit to start Urban Gardening. This form provided by DA-BPI is for individuals/households only. If you have an organization or you are one of this member you could sent them a request via email. Send a letter of request indicating relevant information; list of beneficiarie...

Chicken eggs need to be incubated at a temperature of 37 - 39 degrees Celsius, either through natural incubation or using an incubator. After 19 to 21 days of brooding, the first crack may become visible on the egg's surface. However, it is important not to assist the chick in breaking out of the shell at this point, as it can have severe impacts on the chick's health, especially if the eggshell cracks on the 19th day of incubation. The chicks should fully consume their food inside the shell. The yolk serves as a nutritive material during the embryonic period, while the albumen (egg white) provides protein for cell development. Both of these play an essential role in the embryo's development. What part does the chick use for pipping?  The Chick's Egg tooth, which is lost soon after hatching, is responsible for pipping. An egg tooth is a small, elongated bone above the upper mandible. The chick's neck muscle, called the pipping muscle, helps it reach the egg surf...

Carrots are root vegetables that can be regrown from the carrot tops or tops with about one inch of the carrot itself. Instead of discarding the carrot tops, they can be used to sprout new leaves and grow new carrot greens. To regrow carrots from the tops, follow these steps: Cut off the carrot tops, leaving about an inch of the carrot attached. Place the carrot tops in a shallow dish or container with water, ensuring that the cut end is submerged. Change the water every few days to keep it fresh. After a week or two, you should start to see new leaves sprouting from the tops. Once the new leaves have grown, you can transplant the carrot tops into a pot or garden bed with well-draining soil. Carrots are not only delicious but also rich in various vitamins and minerals, particularly beta-carotene. Beta-carotene is converted into vitamin A in the body and is essential for good vision, immune function, and overall health. So, regrowing carrots not only allows you to enjoy their...

A ng kultura at paniniwala ng isang komunidad ang ating pinagbabasihan sa pagbuo ng isang panukalang batas. Ang batas na ito ay siyang magiging pundasyon, haligi at bigkis ng isang pamayanan ngunit kung ang isang batas ay labag sa ating kultura at paniniwala maaring maging sanhi ito ng isang panibagong suliranin sa ating bansa.  Ano nga ba ang sabi ng Bibliya tunkol sa Divorce?  Ito ang sagot ni Hesus sa tanong ng mga Pariseo. Marcos 10:2-9 “Naaayon po ba sa Kautusan na palayasin at hiwalayan ng lalaki ang kanyang asawa ?” Sumagot siya , “Ano ba ang utos ni Moises sa inyo ?” Sumagot   naman sila , “ Ipinahintulot po ni Moises na ang lalaki ay gumawa ng kasulatan ng paghihiwalay bago niya palayasin at hiwalayan ang kanyang asawa.” Ngunit sinabi ni Jesus, “Ginawa ni Moises ang utos na iyon dahil sa katigasan ng inyong ulo .  Subalit   simula pa nang likhain ng Diyos ang sanlibutan , nilalang na niya ang tao n...

Pili (Canarium ovatum) is a fruit-bearing tree that holds significant potential as a major export crop for the country. It is a tropical plant that thrives in regions with evenly distributed rainfall throughout the year, such as the Bicol region. The young fruits of the pili tree are green in color, and they turn purplish black when fully ripe. Pili nuts are particularly popular as a Bicol product. Additionally, the flesh of the pili fruit can be used to make viands like Tampuyak, which is a delicacy in the Rinconada area of Bicol. The versatility of the pili tree provides numerous uses that can help sustain the needs of various industries. Pili seeds are commonly used for sowing and growing pili trees. To expedite the germination process, there are steps you can take to reduce the waiting time. According to the Bureau of Agricultural Research, pili seeds typically require an average of 57 days for germination, which is almost 2 months of waiting before the plants start to spr...

Today, I will teach you how to make Fermented Plant Juice (FPJ) and discuss its possible uses. Fermented Plant Juice is an organic pesticide derived from specific plants, such as madre de cacao, which helps prevent insects and pests from damaging your plants when applied through spraying. Additionally, FPJ can also serve as a fertilizer for your plants, as madre de cacao is rich in nitrogen, which is one of the essential macronutrients required by plants. If you are eco-friendly, health-conscious, and a farmer who practices organic methods, you may find this topic interesting. Before starting the process, gather madre de cacao leaves and molasses in a 2:1 ratio. Prepare a plastic container for the fermentation process. Use a bolo and cutting board to cut the madre de cacao leaves into small pieces, as smaller pieces are better for fermentation. Have a strainer ready for separating the leaves into FPJ. Follow these step-by-step instructions to make Fermented Plant Juice (FPJ)...

H oly week is not just a simple event in the entire world. This is the day or week of remembering our salvation when Jesus Christ died to the cross in the hand of Rome armies. He was suffered, insulted, and He never uplift His self, this is to show His greatest love to the humanities. He never use His power to protect Himself, for us to understand and remember His words, and follows the God’s will. The greatest and important message of the Lord was enumerated through different ways. He used different parable stories and sermons to deliver the message of God. These are the greatest love of God (John 3:16).  But as a Christian, what are the importance of this event for us. First as long as we remember the crucifixion of Christ, we still honor Him from what He did. Some of Christians are ignoring this kind of honoring Jesus Christ. They are always fooling around; never surrender their selves to the Lord, never confess and they just ignoring the message of the Lord. Some are they jus...

I f we want to have profession we are pursuing ourselves to study hard, take to it whatever would be encountered. If we want to be a teacher, we take time and we spent money for it. We sent ourselves in the University for accomplishing some of the vital requirements for this profession, like research, trainings and practice teachings. We are suffering but we never stop. As grief makes spirited action to take our dreams. Taking time, working our skills and spending money for it like sacrifices of what God calling you.  Photo by  Divina Delos Angeles Calling is like a profession that we stood up. We have different work to do the calling of God. We have different obligation to fulfill these tasks that we take from Him. We have different skills and talents from Him which could be used for our action and deliberates in the God calling. In reality, we didn’t know what the calling for ourselves was. We think too much, we doubt from it, we do not believe. Hence, we accept it...

W e have a Bible in our home, in our car, and in our office. But do you ever read this daily or just on the time that you are weak? Bible is the most powerful book in the history of humanity where God is the primary author of all contents. “The best cure for Christianity is reading the Bible.” – Mark Twain. This quote was misinterpreted by the others and some are not yet getting the meaning of it. For me, he just wants to say that being a Christian you shall read the Bible with whole-hearted action as a Christian. Why?, for you to develop your faith as a believer, nourishing your soul, have positive thoughts, living by His Words, and to reveal everything unto you by His Words. As a Christian these are the 5 reason why you must read the Bible. Reading Bible | You  will develop your faith to God  Some new Christians are not aware of bearing their selves with a new life. You could be patent as for you to know anything about life with God. I’m not saying that you...

“ B lessed are they which are persucuted for righteousness’ sake: for their’s is the kingdom of heaven. Bleesed are ye, when men shall revile you, and persecute you, and shall say all manner of evil against you falsely, for my sake. Rejoice, and be exceeding glad; for great is your reward in heaven: for so persecuted they the propets which were before you.” Matthew 5:10-12 KJV According to the Opendoorsuk.org almost 200 million believers in 50 countries where is difficult to be a Christian which experiencing extreme persecution because of their faith. North Korea is the number one country where christians experienced extreme persecution. On the past year 2018 about 3,000 of them have been killed because of following Jesus. Please pray for the persecuted christians.  The life of being a servant of the Lord is not easy but gracefulness and righteousness of God is unto You. We are working to encourage somebody in the light to the kingdom of God through His begotten Son. We are ...