How to Convert TikTok Paylater to Cash Guide and Review

Tiktok paylater screenshot with 3000 credit limit

TikTok users who already have activated the TikTok PayLater offered by the TikTok shop to their loyal customers are wishing to convert the offer into cash, as they are more prepared to spend the money on other daily needs or bill payments.

However, TikTok just came on to the purpose of the financier as “buy now pay later” for the products that users prepared to check out. All e-commerce offered Buy Now Pay Later options are naturally not convertible to cash, though users are still looking anyways to make the credit limit more useful and viable.

Like GGives, Spaylater, and Lazada PayLater, all of the offer limits are spendable to purchase goods and services within the e-commerce shops and partners. Though Spaylater has an option to convert your limits without risks and additional service fees, we have no guarantee when the last time it will work to become convertible as before. GGives is easily convertible into cash using Shopee Shop through canceling the checkout. But when Shopee disabled this Ggives option of GCash, more users were not benefited with this conversion and were still looking way to convert Ggives into cash.

The TikTok PayLater is really more systematic and not alterable in its purpose. The TikTok PayLater credit limit has no other options to convert it into cash by any means, comparing on what we have discovered on GGives and SPayLater of Shopee. Don’t lose hope; there are still ways to convert TikTok Pay Later credit limits not by using other apps, other e-commerce sites, and payment solutions but by using other TikTok users or sellers on TikTok Shop. Before you proceed this way, make sure that you are aware of possible risks to be encountered as strangers online and scammers are just waiting to catch those ignorant. As we advise, always be vigilant all the time and do not believe the things and promises that are “too good to be true.”

The two options to convert TikTok PayLater into cash via GCash, Maya, or Bank transfer

1. By Legit Traders on TikTok Live

Trading online is really risky, not just because of the worry of losing funds but also because of the possible breaching of your personal information, being hacked, and possible blocking of the service and TikTok account. So if you are ready to take the risks, here are the steps:

Open your TikTok account and go to the TikTok shop.
On the search tab, type “TikTok PayLater convert into cash” or any related words.
Select "Live to filter the live users that offer the conversion of TikTok PayLater, GGives, SPayLater, and other Buy Now Pay Later options.
Do not engage first; just observe and check the profile of the person behind the lives. Check the Facebook account if there’s a verified blue check. Why do you need to verify the Facebook account? Because they just communicate to you through FB Messenger. All legitimate traders have imposters; make sure to stay on the live while the transaction is being processed to ensure that the person you communicated with on Facebook Messenger is the person on the live.
The live trader will give you the link of the shop or a screenshot of the shop where you are going to do the checkout process. As there is no other way to convert the TikTok PayLater into cash, the trader behind the live is making a separate TikTok account to create a business account, or they are looking for the TikTok shop to partner with this transaction. This is to avoid possible blocking, and do not trace the modus by TikTok.
On the checkout process, the trader will be sent his/her address, cellphone number, and real name. You will use his/her information instead of your address before checkout. Once you are done checking out while you are live, the trader will continue to assess you on live by mentioning your name as their assurance that your transaction is on the right path.
Screenshot all the information in the checkout, including the transaction number and amount. Please forward this transaction to the trader.
The trader will ask for a photo of your ID, a selfie with your ID, and your GCash number before the payment will be sent to you.
Receive the cash using GCash, Maya, or banks: Your money will be deducted with a 19% to 29% service fee.

2. By TikTok Shop Checkout

This process is bypassed on the trader online, where you will look for the shop offering GCash/Maya vouchers or GCash/Maya cash online. However, looking for this shop on TikTok is so rare, unlike on Shopee and Lazada. If you have a chosen shop, make sure to validate and search for legitimacy first before checkout. Though this process is safer than trading online because you need to wait for the parcel to arrive at your doorstep before the payment begins. If you are ready to take the risks, here are the steps:

Open your TikTok and go to TikTok Shop.
Search “ Gcash In/Maya Cash In,” “Tiktok Paylater into cash,” and “Maya/Gcash voucher.”
Browse for the shops that offer the service and check for legitimacy, and choose a highly reputable shop as much as possible.
Do checkout via PayLater. Chat with the seller before the transaction.
Once done, the parcel will arrive at your home. The parcel is not yet the cash; it’s a code, text, or message from the shop. It may be a guide on how you will get paid.
Chat with the seller once the parcel is received.
After reconciliation, the payment will be given to you through your e-wallet or bank.

Converting TikTok PayLater credit limit is such a risky endeavor. This guide is really happening online, and all are legit, but imposters are looking for the ignorant to fall in their traps. Always do research, do your own assessment, and think before dealing with others online.

Financier Company of TikTok PayLater

The TikTok paylater is financed by WeFund Lending Corp., a company operated under the name JuanHand with website address www.juanhand.com and business address at St. Francis Square Bank Drive Corner Julia Vargas Avenue, Ortigas Center, Mandaluyong City. This fintech company operates 100% online transactions and approves loan disbursement through e-wallets or banks. They aim to improve Filipino life by providing financial assistance in a second using 1 valid ID only, regardless of the client's credit history. They have more fintech and bank partnerships like UnionBank, Lazada, SeaBank, SkyPay, Maya Bank Inc., and Sun Life Grepa Financial.

Other related Articles:

•Cashmum Lending App Review | The things you need to know!

•Sloan and SPayLater Users Review and Guide

•8 advantages of using E-wallets (Digital Wallet)

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