Skip to main content

Digido Loan and Review

Digido online loan
Is Digido safe and Secure? Are they harassing borrowers? Some of the questions may be ruined to your mind and a must-thing to know before dealing with online loans. Subscribing to Online Lending Apps is worrisome and unsafe due to illegal operators and bad practices of lenders online and their Customer Service Representatives. Choosing the safe one will need more research and reviews to read and to be listened for you to know more deeply about the background of the company itself for your safety. 

In this Review, let us discuss truthfully to you about Digido Loan. If you ask for safety, I will say not sure. Digido will ask some permission to your phone, SMS and contact list. They will accessing your personal information upon permission granted. Its upon to you if you grant their requested access permission.

How much is the first loan offered by Digido?
Digido offers to new users from 1000 pesos to 10,000 pesos with Zero interest rate and payable for 7 days. Digido offers are based on your profile assessment primarily on the ID you will use in the application and on your credit reports from Credit Information Corporation (CIC). Digido will give you a gradual increase every time you settle your debt. They add a 1000 pesos increase from the previous amount approved until you reach the maximum loanable amount.

Fees and Interest of Digido
Digido interest rate per month is 48% of your approved loan which will give you options from 7 days, 14 days, 21 days and 30 days. The interest rate will be charged by the succeeding week. If you will pay earlier than 30 days you just pay the number of week you used the owed money. For example, if you have a 2,000 pesos loan amount, your interest will be 960 pesos for One month. If you want to pay your loan just after 2 weeks, your interest will only be for 14 days which is 480 pesos.
For other fees, they charge a 6% one-time processing fee for every approved loan. On the other hand, if you have a 2000 pesos approved loan the amount you will receive is just 1,880 pesos as a 6% processing fee has been deducted.

Is Digido harassing Borrowers?
If you have experienced follow-up calls in your Motorcycle loan in a Financing Company may be the same with this.  They convince you to pay your overdue and if not they will visit your area and at work. Maybe all lenders are like this especially if you take an unsecured loan. 

One of the Reddit User shared his experienced with Digido App after he failed to pay on due. He said "Two (2) days after the due date, a collection agent contacted me. He was shouting and wouldn't let me explain what happened. He was rude as hell and he verbally harassed and condescended me. Though no profanities were said, the intimidation and shouting irked me. It was not my fault I didn't process the payment. It's on them, then they will treat me like that."

"I'm filing a complaint against them", He added.

Let us know if you have some embarrassing experience in this company, just leave us a comment.

Want 30% monthly interest rate lower than Digido try to read MABILIS CASH REVIEW.

Apply Emergency Loan Now!

Comments

Trends this week

FT Lending Review: Loan, Interest

Are you looking for a fast and convenient loan with minimal requirements and no collateral? Then maybe this lending app suits your needs. Filipinos often prefer the simplest transactions and fast approval when it comes to loans, as many of us urgently need extra cash. FT Lending App is one of the online lending apps offering no-collateral loans for Filipinos. Most OLAs with no-collateral loans have high interest rates, as lending money to unknown borrowers is considered risky. Approval still depends on the company’s screening results through profiling and assessing whether the borrower is capable of repaying the requested amount. After assessment, if approved, the credit limits may differ for each user. This credit limit is a revolving credit—like Maya Credit , GCredit , Mabilis Cash Credit , Billease , Spaylater and Revi Credit —where you can reuse the available credit after repayment, even if you have pending installments. If you're willing to know more about this lending app, j...

How to Convert TikTok Paylater to Cash Guide and Review

  TikTok users who already have activated the TikTok PayLater offered by the TikTok shop to their loyal customers are wishing to convert the offer into cash, as they are more prepared to spend the money on other daily needs or bill payments. However, TikTok just came on to the purpose of the financier as “buy now pay later” for the products that users prepared to check out. All e-commerce offered Buy Now Pay Later options are naturally not convertible to cash, though users are still looking anyways to make the credit limit more useful and viable. Like GGives , Spaylater , and Lazada PayLater, all of the offer limits are spendable to purchase goods and services within the e-commerce shops and partners. Though Spaylater has an option to convert your limits without risks and additional service fees, we have no guarantee when the last time it will work to become convertible as before. GGives is easily convertible into cash using Shopee Shop through canceling the checkout. But when Sho...

2 Ways to Cash Out Spaylater Credit Limit

Spaylater is the buy-now-pay-later payment option offered by shopee to their selected users. This feature is available exclusively in shops to help users enjoy the shopping experience without worries. More of the users are prepared to cash out credit limits like Sloan. They are more likely to use money for personal and daily needs. Sloan is offered by shopee app once users continuously use Spaylater with good payment history but exceptional to those users with a high credit reputation and history to other financial institutions such as banks, CIC, e-wallets, and other lending companies. However, like Sloan, Spaylater can eventually use it as a payment method outside the application via QR code payment. Just finish this article for you to enlighten more.  If you are a new user of Spaylater, this option is temporarily unavailable. Enjoy using spaylater instead and wait to activate the more features that you can enjoy of using spaylater. Here are the following steps on how you can tra...

CIMB Revi Credit Review Philippines: Is It Worth It?

With a fast-paced lifestyle these days, having ready access to credit can be a lifesaver. CIMB Bank Philippines, which is a top digital bank, provides Revi Credit, which is a convenient loan product for financial ease. Whether you require funds for emergency use, for business, or other personal expenditure, Revi Credit offers a revolving credit line with the flexibility to take a term loan. But what is it, and how does it work, and is it for you? In this review, we'll summarize the features, interest rates and advantages of CIMB Revi Credit to assist you in making a decision. What is CIMB Revi Credit? CIMB Revi Credit is a revolving facility that enables eligible users to take cash advances up to their approved amount and repay it in a flexible manner. If your credit limit is at ₱100,000 or higher, you can repurpose 30% of this as a term loan with a tenor of up to 3 years, and 70% remains as revolving credit. This hybrid product turns Revi Credit into an adaptable finan...

Sloan and SPayLater Users Review and Guide

Sloan and Spaylater are both Financial services provided by Shopee Philippines for their selected users. These financial features offer buy-now-pay-later and cash loans so that users can enjoy their shopping experience in the app. SeaMoney (Credit) Finance Philippines Inc. is the financing company of Sloan and SPayLater in the Philippines, which is part of the Sea Group - operating seven markets in Southeast Asia, including Taiwan. It was registered as a finance and credit provider in the Security Exchange Commission on August 4, 2020, with registration number CS202005382. In part of their mission to better the lives of individuals and Businesses in Southeast Asia through technology, SeaMoney serves the financial needs of Filipinos through SeaMoney (Credit) Finance Philippines Inc. and SeaBank . What is Sloan? Sloan is a cash loan offered by Shopee Philippines, in which users can borrow money with the approved credit limits on the platform. Sloan is limited only to the selective users ...

How to recover your Konek2Card Card Bank Online Account if you have lost your mobile number?

Mobile number is one of your special keys to recover your online banking accounts, e-wallets, lending apps, and even all your social media accounts where your cellphone number was connected. In the recent year, the mobile number registration was implemented, which means your personal identity is now linked to your mobile number, and all of the registration was done on the telecommunications portals themselves. So, losing your mobile number is not just simple but really a big deal. Not just for recovering your social media accounts, bank accounts online, or even in e-wallets, but also a worry of losing your security. Though in case you have lost your mobile in any case of losing it through theft, misplacement, or defect, always call the telecommunication company of your number and report the incident for blocking or holding your number for any possible transactions that may use the number. After you have been reporting, you can request a number recovery or SIM replacement on your lost S...

What are the differences between GLoan, GGives, and GCredit?

GCash is the number one E-Wallet in the Philippines, making it the most useful application of all time with almost 81 million active users as of May 2023. It is like a huge supermarket that has been compressed and put into your phone. They have several partnerships with physical stores, insurance companies, online stores, SMEs, corporations, freelancers, casinos registered with PAGCOR, and financial institutions like lending companies and crypto investments. However, not all of its million active users fully utilize the power of this super app. In this article, I will be telling you about one of the most useful and helpful features of the GCash App: the Borrow features. If you have already read the article titled “ Which is better, GCash (GLoan) or Billease? ”, I have already explained the factors that determine your eligibility for the Borrow features of GCash. Here, I will be explaining the differences between the three icons within the Borrow icon and what are th...

The Best Way to Convert GGives into Cash 2025

In this article, I will share the most cost-effective method for converting GGives into cash. As Shopee no longer accepts GGives, finding alternative ways to encash them has become essential. While some vloggers discuss trading as an option, it can be risky when dealing with money transactions. However, there is a legitimate method on how convert GGives to cash using the GCash app. Follow these simple steps: 1. Login to Your Konek2Card Account: Navigate to the “Client Initiated Payment” tab to copy your CIF number. 2. Access Your GCash Account: In the GCash app, go to the “Biller” section and select “Card Bank Inc.” 3. Input Details: Enter the amount you want to transfer, along with your CIF number and other necessary information. 4. Pay Using GGives: Complete the transaction by using your GGives. By following these steps, you’ll effectively transfer your GGives just like an Instapay. The cash will be credited to your Card Bank Account and can be withdrawn through ATMs, ban...

Gcash and Mastercard teamed up for Tap to Pay Payment Solution | How to Activate and Use it?

GCash recently announced that the Tap to Pay feature is now available to selected verified users of their mobile e-wallet. GCash and the global company Mastercard teamed up to give users a fast and convenient contactless payment solution. The GCash Tap N’ Pay feature allows mobile e-wallet users to pay cashless and cardless using only their phones. Though this feature is quite cool, not all GCash users are able to enjoy it, as only Android phone users with NFC (Huawei and iOS devices are not supported at this time) can use Tap to Pay at point-of-sale terminals. How to Activate Tap to Pay in GCash? Make sure that your phone supports NFC — Near Field Communication, a communication protocol that enables two devices to connect over distances of 4 cm or less. Check the list of phones with NFC here . Open your GCash app and tap “ View All Services .” Select “ Tap to Pay .” Agree to the Terms and Conditions. Where Can You Use GCash Tap to Pay? You can only use this on POS terminals that acce...

The Avian Reproductive: How the Oviduct Crafts the Perfect Egg

The simple egg, a staple of breakfast tables worldwide, is in fact a biological masterpiece. Its flawless form, protective shell, and life-sustaining contents are not created by magic, but through a meticulously orchestrated process within the hen's reproductive tract. While the yolk begins its journey in the ovary, the true architect of the egg as we know it is a remarkable organ called the oviduct. This long, convoluted tube is a multi-chambered factory where the yolk is transformed, step-by-step, into a complete, fertilize egg ready for the outside world. An Overview of the Avian Reproductive System Unlike mammals, most female birds (hens) possess only one functional ovary and oviduct, typically on the left side. This streamlined system reduces body weight for flight. The process begins in the ovary, where yolks (ova) mature and are released one at a time in a process called ovulation. Once released, the yolk is captured by the oviduct, which is not a single uniform tube but a s...