Our Story

Michael is a graduate of Central Bicol State University of Agriculture, holding a Bachelor of Science in Agriculture. The seeds for FarmerofGod.com were sown in 2018 in a small dorm room, fueled by a dual passion for sharing agricultural knowledge and the word of God.

As Michael transitioned into family life, he encountered significant financial challenges that reshaped his perspective. These experiences underscored a vital truth: technical knowledge in the field is only half the battle—mastering personal finance is the other. Today, his children—Gael, Chloe, and Ariah—serve as his greatest inspiration to continue writing, as he strives to build a secure and abundant future for them.

After a period of quiet growth following graduation, Michael reclaimed his digital roots in 2023 by recovering the Farmer of God website. Today, the platform is gaining the trust from other writers/brands and an increasing audience. Through detailed reviews and insightful articles, Michael is dedicated to equipping others with the tools to be both productive farmers and responsible financial stewards.

How to Convert TikTok Paylater to Cash Guide and Review

TikTok users who already have activated the TikTok PayLater offered by the TikTok shop to their loyal customers are wishing to convert the offer into cash, as they are more prepared to spend the money on other daily needs or bill payments. However, TikTok just came on to the purpose of the financier as “buy now pay later” for the products that users prepared to check out. All e-commerce offered Buy Now Pay Later options are naturally not convertible to cash, though users are still looking anyways to make the credit limit more useful and viable. Like GGives , Spaylater , and Lazada PayLater, all of the offer limits are spendable to purchase goods and services within the e-commerce shops and partners. Though Spaylater has an option to convert your limits without risks and additional service fees, we have no guarantee when the last time it will work to become convertible as before. GGives is easily convertible into cash using Shopee Shop through canceling the checkout. But when Sho...

Sloan and SPayLater Users Review and Guide

Sloan and Spaylater are both Financial services provided by Shopee Philippines for their selected users. These financial features offer buy-now-pay-later and cash loans so that users can enjoy their shopping experience in the app. SeaMoney (Credit) Finance Philippines Inc. is the financing company of Sloan and SPayLater in the Philippines, which is part of the Sea Group - operating seven markets in Southeast Asia, including Taiwan. It was registered as a finance and credit provider in the Security Exchange Commission on August 4, 2020, with registration number CS202005382. In part of their mission to better the lives of individuals and Businesses in Southeast Asia through technology, SeaMoney serves the financial needs of Filipinos through SeaMoney (Credit) Finance Philippines Inc. and SeaBank . What is Sloan? Sloan is a cash loan offered by Shopee Philippines, in which users can borrow money with the approved credit limits on the platform. Sloan is limited only to the selective users ...

2 Ways to Cash Out Spaylater Credit Limit

Spaylater is the buy-now-pay-later payment option offered by shopee to their selected users. This feature is available exclusively in shops to help users enjoy the shopping experience without worries. More of the users are prepared to cash out credit limits like Sloan. They are more likely to use money for personal and daily needs. Sloan is offered by shopee app once users continuously use Spaylater with good payment history but exceptional to those users with a high credit reputation and history to other financial institutions such as banks, CIC, e-wallets, and other lending companies. However, like Sloan, Spaylater can eventually use it as a payment method outside the application via QR code payment. Just finish this article for you to enlighten more. If you are a new user of Spaylater, this option is temporarily unavailable. Enjoy using spaylater instead and wait to activate the more features that you can enjoy of using spaylater. Here are the following steps on how you can tra...

DA, Binabantayan ang Epekto ng Tensyon sa Gitnang Silangan; Pondo para sa mga Magsasaka, Nakahanda Na

Department of Agriculture | Binabantayan ang Epekto ng Tensyon sa Gitnang Silangan; Pondo para sa mga Magsasaka, Nakahanda Na Halagang ₱100-Milyon na fuel subsidy para sa magsasaka at mangingisda nakahanda na ayon sa Department of Agriculture. Sa gitna ng lumalalang tensyon sa Gitnang Silangan, kinumpirma ng Department of Agriculture (DA) na masusi nilang pinag-aaralan ang posibleng maging epekto nito sa sektor ng agrikultura sa Pilipinas. Ayon kay DA Spokesperson at Assistant Secretary Arnel De Mesa, hindi matatawaran ang pagkabahala ng ahensiya hinggil sa kung ano ang maaaring maging "long-term impact" ng kaguluhan. Bagama't malayo ang sentro ng giyera, ang pandaigdigang daloy ng kalakalan at presyo ng langis ay direktang nakakaapekto sa gastos sa produksyon ng mga lokal na magsasaka at mangingisda. Sa ...

What are the differences between GLoan, GGives, and GCredit?

GCash is the number one E-Wallet in the Philippines, making it the most useful application of all time with almost 81 million active users as of May 2023. It is like a huge supermarket that has been compressed and put into your phone. They have several partnerships with physical stores, insurance companies, online stores, SMEs, corporations, freelancers, casinos registered with PAGCOR, and financial institutions like lending companies and crypto investments. However, not all of its million active users fully utilize the power of this super app. In this article, I will be telling you about one of the most useful and helpful features of the GCash App: the Borrow features. If you have already read the article titled “ Which is better, GCash (GLoan) or Billease? ”, I have already explained the factors that determine your eligibility for the Borrow features of GCash. Here, I will be explaining the differences between the three icons within the Borrow icon and what are the se...

New "Coins.ph" Phishing Scam Targets Users via Pop-Ups

Phishing Attempt alarming Coins.ph Users. The address bar shows a long, convoluted URL ending in .vip rather than the official coins.ph domain. If you received a notification today urging you to "verify your account" to unlock your funds, stop and breathe. You are likely being targeted by a sophisticated phishing campaign designed to drain your crypto wallet. Here is a breakdown of how this specific March 8, 2026, scam works and how to protect yourself. The attackers have gone to great lengths to mimic the official Coins.ph interface. By copying the exact logos, typography, and button styles, they create a false sense of urgency and legitimacy. Phishing website details The link https://coins-ph-verify-id495842342.vip/... is a dead giveaway. Official Coins.ph links will always end in .ph. The use of .vip...

Bitcoin Enters the ‘Final Million’ Era: Network Crosses Monumental 20 Million Supply Milestone

Bitcoin Supply | Less than 1 million BTC will take 114 years to issue due to halving mechanism of Bitcoin. The last fractions are expected to be mined on the year 2140. In a historic moment for the world’s premier cryptocurrency, the Bitcoin network has officially surpassed a circulating supply of 20 million BTC. This milestone, reached at block height 939,999, marks a definitive turning point in the digital asset’s 17-year history, leaving less than 5% of the total supply left to be discovered. The landmark block was processed by the Foundry USA mining pool. With this achievement, the network enters its final stretch of issuance, transitioning into an era where the scarcity of the asset becomes more pronounced than ever. The Scarcity Bitcoin’s journey to 20 million coins has been a front-loaded sprint. Launched by Sa...

Is Bitcoin a Good Investment in 2026? A Guide for Beginners

Bitcoin investment| Bitcoin is a premier tool for building long-term, intergenerational wealth—not a lottery ticket to cover next month's rent. In 2026, Bitcoin’s absolute scarcity remains its most powerful price driver. With the supply hard-capped at 21 million and institutional demand reaching record highs through Spot ETFs, the "best" way to invest hasn't changed: it’s the strategy that prevents you from panic-selling during temporary downturns. Building an Antifragile Portfolio The most effective approach today is a Hybrid Strategy. By combining the tax advantages of a regulated ETF with the uncompromising security of self-custody—and automating the entire process via Dollar-Cost Averaging (DCA)—you create a portfolio that is "antifragile." This setup doesn't just survive market ...

How to Change or Recover Your Registered Phone Number on Coins.ph

AI Generated image | Protect your e-wallet or mobile bank by updating your mobile number in case you lose access. If you are planning to change the phone number registered to your Coins.ph account, or if you have lost the SIM card associated with it, this guide is for you. Updating a mobile number in financial apps is a serious matter, as these platforms prioritize account security. While some apps require a 7-day waiting period or an exhausting list of requirements, Coins.ph is more straightforward than you might think. Before starting, ensure your app is updated to the latest version. The Challenge of OTPs If you still have access to your account via Google or email, you might assume changing the number is easy. However, most apps require an OTP (One-Time Password) sent to the old number to authorize changes. If...

The $70,000 Line of Bitcoin Price: Why Bitcoin’s Current Struggle Defines the 2026 Bull Market

AI Generated image | Bitcoin often struggles to maintain its upward momentum at these high altitudes. The cryptocurrency market has reached a fever pitch as Bitcoin once again finds itself locked in a grueling tug-of-war at the $70,000 price point. This isn’t just a round number on a screen; it represents a psychological fortress that has divided the global trading community into two distinct camps. While some analysts view this level as a final hurdle before a parabolic run to six figures, others see it as a "double top" that could signal a cooling period for digital assets. Understanding why this specific price matters is the key to navigating the volatility of the coming months. The Psychology of Resistance and the Institutional Floor For much of the past year, $70,000 has acted ...

Search This Blog