Skip to main content

How to Increase your Maya Easy Credit Limits?

Maya Easy Credit
Seems Maya hard to increase your Maya Easy Credit limits. What do you think are the factors affecting your limit increase? As Maya is finding hard to stand alone in providing financial services after being converted into a Digital Bank from a regular E-wallet they are hard to give an immediate increase to its users. Maybe they carefully analyze the behavior of their users before providing loan limits.
In comparison as Gcash has two financial firms providing Loan Services to the app users and has multiple partnerships with different financial firms, Maya is a bank providing financial services coming from its own alone to provide loans, finance services and cater other banking services including crypto trading.

What factors may be affecting your possible Maya Easy Credit limit increase?
Showing your love and trust in the app is the best way to increase your limit. Maybe you have no savings in Maya, so why you can not try to save regularly in Maya savings or open a time deposit account? Having a saving in a bank will help to increase your credit score.
Pay your used credits in a whole amount to show your capacity to pay. Do not pay your Credit from your limit.

Another factor affecting your profile evaluation for credit increase is your behavior on paying loans. If you have missed your due date always, it may affect your credit assessment. 

How to increase Maya Easy Credit Limits?
Maya Easy Credit is a revolving limit that can be used with a billing period every month. Maya can provide a 30,000 pesos credit limit for each user as long as they maintain a good payment history and regularly use the Maya App and its services.
Maya sometimes offers an increase if the user finishes some task that Maya gives. Maya is known for its promo offers and discounts in return for the tasks you have finished. As you maintain your good credit history such as paying your loan regularly without any overdue; and regularly using the app in any financial activities such as savings, investment, use for shopping, and bill payments your Maya Easy Credit Limits will increase according to your financial capacity.

No need to hurry and rush up your limit without any financial stability. Maya carefully holds the possibility of financial losses once they give limits without careful profile screenings.

Things to know in Paying Maya Easy Credit
1. Do not pay your used Credit coming from your available credit it may affect your credit assessment.
2. Do not pay your used Maya Credit once you have no Bill Statement yet. It can prevent you from paying double interest.

Create your Maya Account today!

Comments

  1. Replies
    1. Thanks San, for visiting my site. Navigate related articles from my archives.

      Delete

Post a Comment

Leave your comment ...

Trends this week

How to Convert TikTok Paylater to Cash Guide and Review

  TikTok users who already have activated the TikTok PayLater offered by the TikTok shop to their loyal customers are wishing to convert the offer into cash, as they are more prepared to spend the money on other daily needs or bill payments. However, TikTok just came on to the purpose of the financier as “buy now pay later” for the products that users prepared to check out. All e-commerce offered Buy Now Pay Later options are naturally not convertible to cash, though users are still looking anyways to make the credit limit more useful and viable. Like GGives , Spaylater , and Lazada PayLater, all of the offer limits are spendable to purchase goods and services within the e-commerce shops and partners. Though Spaylater has an option to convert your limits without risks and additional service fees, we have no guarantee when the last time it will work to become convertible as before. GGives is easily convertible into cash using Shopee Shop through canceling the checkout. But when Sho...

What are the differences between GLoan, GGives, and GCredit?

GCash is the number one E-Wallet in the Philippines, making it the most useful application of all time with almost 81 million active users as of May 2023. It is like a huge supermarket that has been compressed and put into your phone. They have several partnerships with physical stores, insurance companies, online stores, SMEs, corporations, freelancers, casinos registered with PAGCOR, and financial institutions like lending companies and crypto investments. However, not all of its million active users fully utilize the power of this super app. In this article, I will be telling you about one of the most useful and helpful features of the GCash App: the Borrow features. If you have already read the article titled “ Which is better, GCash (GLoan) or Billease? ”, I have already explained the factors that determine your eligibility for the Borrow features of GCash. Here, I will be explaining the differences between the three icons within the Borrow icon and what are th...

2 Ways to Cash Out Spaylater Credit Limit

Spaylater is the buy-now-pay-later payment option offered by shopee to their selected users. This feature is available exclusively in shops to help users enjoy the shopping experience without worries. More of the users are prepared to cash out credit limits like Sloan. They are more likely to use money for personal and daily needs. Sloan is offered by shopee app once users continuously use Spaylater with good payment history but exceptional to those users with a high credit reputation and history to other financial institutions such as banks, CIC, e-wallets, and other lending companies. However, like Sloan, Spaylater can eventually use it as a payment method outside the application via QR code payment. Just finish this article for you to enlighten more.  If you are a new user of Spaylater, this option is temporarily unavailable. Enjoy using spaylater instead and wait to activate the more features that you can enjoy of using spaylater. Here are the following steps on how you can tra...

Sloan and SPayLater Users Review and Guide

Sloan and Spaylater are both Financial services provided by Shopee Philippines for their selected users. These financial features offer buy-now-pay-later and cash loans so that users can enjoy their shopping experience in the app. SeaMoney (Credit) Finance Philippines Inc. is the financing company of Sloan and SPayLater in the Philippines, which is part of the Sea Group - operating seven markets in Southeast Asia, including Taiwan. It was registered as a finance and credit provider in the Security Exchange Commission on August 4, 2020, with registration number CS202005382. In part of their mission to better the lives of individuals and Businesses in Southeast Asia through technology, SeaMoney serves the financial needs of Filipinos through SeaMoney (Credit) Finance Philippines Inc. and SeaBank . What is Sloan? Sloan is a cash loan offered by Shopee Philippines, in which users can borrow money with the approved credit limits on the platform. Sloan is limited only to the selective users ...

New Digital Bank Eyes Philippine Market with AI-Powered Services

The Philippines may soon welcome a new digital banking player from Europe, according to the Bangko Sentral ng Pilipinas (BSP). The applicant has submitted all necessary documents and is awaiting approval to operate in the country.   BSP Deputy Governor Chuchi G. Fonacier revealed that the European bank has proposed using advanced technology, including artificial intelligence (AI), to serve underbanked Filipino customers. "They have a solution where you can easily gather information," Fonacier explained, highlighting the bank's data-driven approach to financial services.   This comes after the BSP reopened applications for digital banking licenses in January, ending a three-year freeze. The central bank is allowing up to four new players to enter the market, either as new entities or through existing banks converting to digital operations.   Currently, six digital banks serve the Philippine market, but only two have achieved profitability so far. ...

New Tarantula Species Discovered in Romblon by Philippine and German Researchers

Tarantula Photo Credit: PIA A collaborative team of researchers from the University of Santo Tomas (UST), Romblon State University (RSU), and Germany’s Theraphosid Research Team has identified a new species of tarantula in Romblon, Philippines.   Characteristics of Tarantulas  Tarantulas are large, hairy spiders, but despite their fearsome appearance, most pose minimal threat to humans. Their venom is typically no more potent than a bee sting.   The New Species:  Selenobrachys ustromsupasius The newly discovered tarantula has been named Selenobrachys ustromsupasius in recognition of several Philippine institutions, including:   University of Santo Tomas (UST) Romblon State University (RSU) Mindanao State University Iligan Institute of Technology University of the Philippines Diliman Philippine Arachnological Society, Inc. Research Findings and Publication The discovery was published in the international journal ZooKeys on March 31, 2...

CIMB Revi Credit Review Philippines: Is It Worth It?

With a fast-paced lifestyle these days, having ready access to credit can be a lifesaver. CIMB Bank Philippines, which is a top digital bank, provides Revi Credit, which is a convenient loan product for financial ease. Whether you require funds for emergency use, for business, or other personal expenditure, Revi Credit offers a revolving credit line with the flexibility to take a term loan. But what is it, and how does it work, and is it for you? In this review, we'll summarize the features, interest rates and advantages of CIMB Revi Credit to assist you in making a decision. What is CIMB Revi Credit? CIMB Revi Credit is a revolving facility that enables eligible users to take cash advances up to their approved amount and repay it in a flexible manner. If your credit limit is at ₱100,000 or higher, you can repurpose 30% of this as a term loan with a tenor of up to 3 years, and 70% remains as revolving credit. This hybrid product turns Revi Credit into an adaptable finan...

A Step-by-Step Guide to Pag-IBIG Online Membership Registration in 2025

Registering as a Pag-IBIG Fund member has never been easier, thanks to its convenient online process. Whether you're using a smartphone, laptop, or tablet, you can complete your membership registration in just a few simple steps. Here’s everything you need to know to sign up through Virtual Pag-IBIG .  Accessing the Pag-IBIG Online Registration Portal There are three ways to begin your registration:    1. Via the Official Pag-IBIG Fund Website Visit the https://www.pagibigfund.gov.ph/ . Hover over the E-Services tab and select Membership Registration . You will be redirected to the Online Membership Registration page.   2. Through Virtual Pag-IBIG     - Go to the https://www.virtualpagibig.pagibigfund.gov.ph/ .      - Click " Be a Member ", then select Continue to proceed.   3. Direct Link    - You may also go straight to the registration page at: https://www.pagibigfundservices.com/PubReg/Ne...

Court Orders DAR, Land Bank to Pay P28.49 Billion to Hacienda Luisita

Picture Credits: ca.judiciary.gov.ph The Court of Appeals (CA) has directed the Department of Agrarian Reform (DAR) and the Land Bank of the Philippines to pay P28.49 billion to Hacienda Luisita Inc. (HLI) as compensation for agricultural lands in Tarlac acquired under the government’s agrarian reform program.   The CA’s Special 12th Division overturned a 2023 ruling by the Tarlac City Regional Trial Court (RTC), which upheld Land Bank’s valuation of the 4,500-hectare property at only P304 million. In a 35-page decision, the appellate court found that DAR and Land Bank incorrectly relied on industry data to compute the land’s value, a method permitted only when the landowner’s data is unavailable.   The court stated, “Respondents (DAR and Land Bank) appear remiss in their duty and erroneously resorted to industry data for valuation. We are not persuaded to affirm the RTC’s decision that Land Bank’s assessment was correct.” Background of the Case - In 2013...

Halter Raises $100 Million to Expand Smart Cattle Tech in the U.S.

New Zealand agtech startup Halter has secured $100 million in a Series D funding round, valuing the company at $1 billion. This makes Halter one of the few unicorns in New Zealand as it pushes further into the U.S. market with its cattle management technology.   The investment was led by tech firm Bond, with participation from venture capital group NewView and existing investors, including Bessemer Venture Partners, DCVC, Blackbird, Icehouse Ventures, and Promus Ventures.   Halter’s system uses smart collars, connectivity towers, and a mobile app to help dairy farmers remotely manage their herds. The technology allows ranchers to guide cattle using sound and vibration cues, improving grazing efficiency and reducing environmental impact.   The company plans to use the new funds to grow its U.S. operations, where it already works with around 150 ranchers across 18 states.   "Many U.S. farmers are over 55, and rural labor shortage...