Pag-IBIG Loan Updates 2025: Faster Access & Higher Loans Now Available!

Pag-IBIG can released up to 90% loanable amount to its members

In our previous blog, we mentioned that Pag-IBIG new members can now avail of loans after their first 12 months of saving—compared to the previous 24-month requirement. Pag-IBIG aims to let members enjoy benefits, addressing the need for emergency loans in the Philippines and daily financial support.

On Tuesday, the Palace announced that all Pag-IBIG Fund members can now benefit from the newly upgraded Multi-Purpose Loan (MPL). Members can now borrow up to 90% of their total savings (from the previous 80% cap)—making it one of the best Pag-IBIG loan upgrades in 2025.

Castro confirmed that higher loan amounts and faster eligibility also apply to short-term loan programs, including:

- Health and Education Loan Programs (HELPS) (for medical or tuition needs)

- Calamity Loan(for emergencies)

Need cash fast? Check if you qualify under the new Pag-IBIG loan!

Other related Articles:

•Pag-IBIG short-term loan eligibility now at least 12months of savings

•How to Increase your Maya Easy Credit Limits?

•8 advantages of using E-wallets (Digital Wallet)

Comments

Trends this week

How to Convert TikTok Paylater to Cash Guide and Review

TikTok users who already have activated the TikTok PayLater offered by the TikTok shop to their loyal customers are wishing to convert the offer into cash, as they are more prepared to spend the money on other daily needs or bill payments. However, TikTok just came on to the purpose of the financier as “buy now pay later” for the products that users prepared to check out. All e-commerce offered Buy Now Pay Later options are naturally not convertible to cash, though users are still looking anyways to make the credit limit more useful and viable. Like GGives , Spaylater , and Lazada PayLater, all of the offer limits are spendable to purchase goods and services within the e-commerce shops and partners. Though Spaylater has an option to convert your limits without risks and additional service fees, we have no guarantee when the last time it will work to become convertible as before. GGives is easily convertible into cash using Shopee Shop through canceling the checkout. But when Sho...

What are the differences between GLoan, GGives, and GCredit?

GCash is the number one E-Wallet in the Philippines, making it the most useful application of all time with almost 81 million active users as of May 2023. It is like a huge supermarket that has been compressed and put into your phone. They have several partnerships with physical stores, insurance companies, online stores, SMEs, corporations, freelancers, casinos registered with PAGCOR, and financial institutions like lending companies and crypto investments. However, not all of its million active users fully utilize the power of this super app. In this article, I will be telling you about one of the most useful and helpful features of the GCash App: the Borrow features. If you have already read the article titled “ Which is better, GCash (GLoan) or Billease? ”, I have already explained the factors that determine your eligibility for the Borrow features of GCash. Here, I will be explaining the differences between the three icons within the Borrow icon and what are th...

2 Ways to Cash Out Spaylater Credit Limit

Spaylater is the buy-now-pay-later payment option offered by shopee to their selected users. This feature is available exclusively in shops to help users enjoy the shopping experience without worries. More of the users are prepared to cash out credit limits like Sloan. They are more likely to use money for personal and daily needs. Sloan is offered by shopee app once users continuously use Spaylater with good payment history but exceptional to those users with a high credit reputation and history to other financial institutions such as banks, CIC, e-wallets, and other lending companies. However, like Sloan, Spaylater can eventually use it as a payment method outside the application via QR code payment. Just finish this article for you to enlighten more. If you are a new user of Spaylater, this option is temporarily unavailable. Enjoy using spaylater instead and wait to activate the more features that you can enjoy of using spaylater. Here are the following steps on how you can tra...

CIMB Revi Credit Review Philippines: Is It Worth It?

With a fast-paced lifestyle these days, having ready access to credit can be a lifesaver. CIMB Bank Philippines, which is a top digital bank, provides Revi Credit, which is a convenient loan product for financial ease. Whether you require funds for emergency use, for business, or other personal expenditure, Revi Credit offers a revolving credit line with the flexibility to take a term loan. But what is it, and how does it work, and is it for you? In this review, we'll summarize the features, interest rates and advantages of CIMB Revi Credit to assist you in making a decision. What is CIMB Revi Credit? CIMB Revi Credit is a revolving facility that enables eligible users to take cash advances up to their approved amount and repay it in a flexible manner. If your credit limit is at ₱100,000 or higher, you can repurpose 30% of this as a term loan with a tenor of up to 3 years, and 70% remains as revolving credit. This hybrid product turns Revi Credit into an adaptable finan...

Sloan and SPayLater Users Review and Guide

Sloan and Spaylater are both Financial services provided by Shopee Philippines for their selected users. These financial features offer buy-now-pay-later and cash loans so that users can enjoy their shopping experience in the app. SeaMoney (Credit) Finance Philippines Inc. is the financing company of Sloan and SPayLater in the Philippines, which is part of the Sea Group - operating seven markets in Southeast Asia, including Taiwan. It was registered as a finance and credit provider in the Security Exchange Commission on August 4, 2020, with registration number CS202005382. In part of their mission to better the lives of individuals and Businesses in Southeast Asia through technology, SeaMoney serves the financial needs of Filipinos through SeaMoney (Credit) Finance Philippines Inc. and SeaBank . What is Sloan? Sloan is a cash loan offered by Shopee Philippines, in which users can borrow money with the approved credit limits on the platform. Sloan is limited only to the selective users ...

New Tarantula Species Discovered in Romblon by Philippine and German Researchers

Tarantula Photo Credit: PIA A collaborative team of researchers from the University of Santo Tomas (UST), Romblon State University (RSU), and Germany’s Theraphosid Research Team has identified a new species of tarantula in Romblon, Philippines. Characteristics of Tarantulas Tarantulas are large, hairy spiders, but despite their fearsome appearance, most pose minimal threat to humans. Their venom is typically no more potent than a bee sting. The New Species: Selenobrachys ustromsupasius The newly discovered tarantula has been named Selenobrachys ustromsupasius in recognition of several Philippine institutions, including: University of Santo Tomas (UST) Romblon State University (RSU) Mindanao State University Iligan Institute of Technology University of the Philippines Diliman Philippine Arachnological Society, Inc. Research Findings and Publication The discovery was published in the international journal ZooKeys on March 31, 2...

Personal Loan in Mabilis Cash | FinTech Review

Mabilis Cash is one of the online loan apps based in the Philippines. They offer non-collateral personal loans which you can borrow money from your phone just by providing your personal information and one valid government ID. A non-collateral personal loan is an easy and fast emergency loan offered among Online Lending Apps, in the counterpart of their offers, clients will be charged a high interest rate, high processing fees, and insurance fee for their loanable amount. Mali Lending Corporation operated under the name Mabilis Cash was registered with the Security Exchange Commission on year 2019 based on the data on the SEC website. In this article let me discuss all the things you need to know about Mabilis Cash (formerly PESO AGAD). This review will be based on the experiences of users. How much is the first offer of Mabilis Cash? Non-collateral loans are like a stepping stone in building credit gradually. Lending Application credit assessment may depend on how you manag...

New Digital Bank Eyes Philippine Market with AI-Powered Services

The Philippines may soon welcome a new digital banking player from Europe, according to the Bangko Sentral ng Pilipinas (BSP). The applicant has submitted all necessary documents and is awaiting approval to operate in the country. BSP Deputy Governor Chuchi G. Fonacier revealed that the European bank has proposed using advanced technology, including artificial intelligence (AI), to serve underbanked Filipino customers. "They have a solution where you can easily gather information," Fonacier explained, highlighting the bank's data-driven approach to financial services. This comes after the BSP reopened applications for digital banking licenses in January, ending a three-year freeze. The central bank is allowing up to four new players to enter the market, either as new entities or through existing banks converting to digital operations. Currently, six digital banks serve the Philippine market, but only two have achieved profitability so far. ...

BSP Must Crack Down on Financial Firms Like E-Wallets to Remove Casino Features

The Bangko Sentral ng Pilipinas (BSP) has a critical role in ensuring that financial platforms promote healthy financial habits among Filipinos. However, many e-wallet providers, including GCash, Maya Bank, and Coins.ph , have integrated casino-like games such as Scatter, Lucky Spin, and other gambling-themed features into their platforms. These games encourage addictive behavior and contradict the BSP’s mission of fostering financial inclusion and stability. It’s time for the BSP to intervene and mandate these e-wallets to remove all gambling-related features, replacing them with wealth-building tools that encourage savings, investments, and responsible spending. Why E-Wallets Should Remove Casino Games 1. Promotes Gambling Addiction Many users, including minors, are exposed to casino-style games embedded in these apps. Features like Scatter, Lucky Spin, and betting mini-games mimic real gambling, leading to compulsive behavior and financial losses....

Modernizing Philippine Agriculture: Marcos Administration Boosts Farmers with Machinery and Science

In a powerful demonstration of commitment to agricultural progress, President Ferdinand Marcos Jr. spearheaded a dual celebration on June 30, 2025, distributing cutting-edge farm machinery to Nueva Ecija’s rice farmers while honoring the country’s top agricultural innovators at the 50th Gawad Saka Awards. The event underscored the administration’s vision: transforming subsistence farming into profitable agribusiness through technology, investment, and recognition. Photo Courtesy: Department of Agriculture P95.1-Million Farm Machinery to Revolutionize Rice Farming At the heart of the initiative was the turnover of P95.1 million worth of agricultural machinery, a game-changing investment for Nueva Ecija, the Philippines’ rice granary. The package includes: A state-of-the-art Rice Processing System (RPS) (worth P64 million), featuring a rice mill and two recirculating dryers 16 combine harvesters A four-wheel tractor...

Search This Blog