Landbank Lowers InstaPay Transfer Fee to ₱8

Landbank transfer fees via InstaPay using Mobile Banking and iAccess were cut from ₱15 to ₱8 to make their digital services more affordable and accessible to clients.

The updated InstaPay fee is effective May 21, 2026, for users who use the Mobile Banking App and iAccess. Landbank also offered 1 free InstaPay transfer daily for amounts of ₱1,000.00 and below.

The cut in transfer fees aligns with the response of Landbank to the directive of President Ferdinand R. Marcos Jr. to expand access to affordable financial services.

“LANDBANK remains committed to advancing financial inclusion by making digital banking more affordable and accessible. By lowering transaction fees, we are enabling more Filipinos to use secure and convenient digital channels for their everyday financial transactions,” said LANDBANK President and CEO Ortiz.

Landbank added that soon they will roll out zero fees for selected person-to-government (P2G) payment services to make transactions with the government easier, more affordable, and more accessible for Filipinos to settle their taxes, fees, and public dues online.

An almost 50% transfer fee reduction will significantly help users save money and encourage Filipinos to adapt to expanding financial digitalization.

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